Published at Friday, October 05th, 2018 - 00:56:02 AM. Home Insurance. By Jane Rhode.
Excerpt from Arizona Home Insurance Company - 3 Simple Things That Will Save You Much :
For homeowners insurance policies, your deductibles will typically begin at $250. You'll easily realize savings of about 12 percent on your rates if you increase your deductible from this base to $500. You can save close to 24 percent if you elect to raise yours to $1000. What you'll get as savings for each deductible amount will vary depending on the insurance company.
That should be the case if you're simply after the lowest price. However, if you're after the best value to price ratio then you'd have to check the details of the cheapest offers. Different insurance companies may have different exclusions for similar policies. It's a good idea to ask the agent what's included and what's excluded.
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