Published at Friday, October 05th, 2018 - 00:56:26 AM. Home Insurance. By Jane Rhode.
Excerpt from Arizona Home Insurance Company - 3 Simple Things That Will Save You Much :
2. A higher Deductible will give you cheaper Arizona home insurance company rates. For folks who don't know what a deductible is, it's an amount you're bound to pay whenever you make a claim before an insurer pays according to your policy terms.
For homeowners insurance policies, your deductibles will typically begin at $250. You'll easily realize savings of about 12 percent on your rates if you increase your deductible from this base to $500. You can save close to 24 percent if you elect to raise yours to $1000. What you'll get as savings for each deductible amount will vary depending on the insurance company.
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