Published at Friday, October 05th, 2018 - 01:38:07 AM. Home Insurance. By Jane Rhode.
Excerpt from How To Work With A Home Insurance Adjuster Estimate Too Low :
Once all this information is sorted, the insurance adjuster will talk to the insurance company immediately. If you cannot live in the house and have been paying for a rental property or hotel, then the insurance company will probably give you a check immediately to cover some of those expenses. The company will carefully go over everything the insurance adjuster has found pertaining to damage of the property, and will tell you what they are willing to cover or pay you, for the damage. The building itself will be treated separately from the contents-if both are affected, then the company will offer you different amounts of coverage for each category.
If your house is destroyed, the insurance company will, at your discretion, either put a down payment on a new house for you or offer to re-build your old house. Your insurance adjuster will work with you at every step to ensure that you are happy.
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