Published at Friday, October 05th, 2018 - 01:12:32 AM. Home Insurance. By Jane Rhode.
Excerpt from Where to Get Affordable Home Under Construction Insurance :
Your Options for Home Under Construction Insurance. One option for protecting a home that's under construction is to purchase a standard homeowners policy. Such a policy will cover your home against damage while the home is being built, as well as providing liability coverage in case a visitor is injured while visiting the site.
However, note that the standard policy will only provide coverage for contents if the home can be secured and locked. Another option is a dwelling and fire policy, which only covers damage to the physical structure of your home. It does not cover theft or provides any liability coverage.
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